Sixth Report Pursuant to Section 202(E) of the Dodd-Frank Wall Street Reform and Consumer Protection Act

Fifteen years after the financial crisis, the 2025 Dodd-Frank report reflects on progress made in building a safer financial system—and where risks still remain. It highlights the importance of capital, liquidity, and regulatory tools in addressing evolving threats like nonbank financial institutions and cybersecurity. The report also emphasizes the continued role of the Financial Stability Oversight Council in identifying vulnerabilities and promoting market discipline. While much has been achieved, the system still faces challenges requiring constant vigilance and adaptability.